October 2019 Budget

When I saw these numbers my immediate reaction was WOAH we spent $7600.  I had said we were going to try and keep with our previous spending even though I had gotten a job, but obviously that didn’t happen.  In all fairness though it was part not needing to worry about budget for once, part traveling across the country, and part the week we spent with my sister for a family emergency.  We did things in a hurry, and that always costs more.  I’ll go through the details below.

Campground Fees – Previously we were spending less than $200 a month in campground fees.  That will probably change with my new job especially because the places near Kyrston’s house are NOT cheap.  Lee may mitigate this some through volunteering, but then again he may not.  I do know that we make adjustments to categories in January and this one will definitely go up. These fees include coming across the country.  The weekly rate at the KOA (Monthly rates start November 1st) and a daily rate at a county park near my sister.

Dining Out – This one we just went crazy on.  We took Cori & Greg to dinner to thank them for letting us stay with them.   We bought food for people when we were at my sister’s house.  We also ate out as a convenience while traveling.   What does that look like?  Blowing the budget by over $500.   The biggest reason we will probably stop this is we spent a ton of money and we both packed on the pounds.  Eating out is usually NOT healthy.  It is cheaper and easier on the waistline to stay at home. That being said this is an area we haven’t been able to splurge in for a long time.  I’m not going to feel guilty about going out a bit now that I am making more money.

Entertainment – I had to go back and see what all this money was.  A chunk of that was paying for the RV-Dreams rally in April.  We are planning on attending with our friends Kelly & Bill (Bill does solar installations and will be there doing estimates and presenting at the rally) so if you have been thinking about going to a rally but keep putting it off, come to this one!  Aside from experiencing what may be a life altering event you get the bonus of meeting us and getting a walk through of our RV, as well as the RVs of lots of other people. That’s one of the highlights of the rally. We really can’t say enough about how much information is packed into these rallys, and you will meet lots of like minded people. For the record we are not getting compensated in any way to attend the event.  We find them valuable and enjoy going to them when our schedule allows.

Truck Fuel – This was San Antonio to Charleston then to Charlotte and back to Charleston, plus all the running around in between.  We always look at this as an annualized amount and YTD we are $472 to the good.  Since we aren’t planning on taking any more long trips until the next year we should be really close to budget.

Truck Maintenance – We spent $368 on two new truck batteries.  One was pretty old and had weakened the other one so Lee just replaced both of them  That was an unexpected expense but thankfully it happened while we were with Cori & Greg so it didn’t cause any trouble while we were traveling.

Healthcare – We spent $244 on healthcare out of pocket on medical bills.  Our HSA account is wiped out but we are now putting money in a new one.  This was a bill that came in between.

Clothing – I spent roughly $300 on work clothes, new bras, and workout clothes this month.  Lee also bought some clothes to wear to the funeral.  I mention the bras specifically because when we first came on the road five years ago I had extra bras and underwear I brought with me that Lee stored in the “basement” and I just grabbed them when I needed them.  That “stock” lasted a full five years and finally needed to be replaced.  Have to say that was one of the best things I did and I highly recommend if you are going on the road and will be on a budget stock up on that stuff prior to leaving.

Cigarettes – This category is now for my e-cigarette. Lee completely stopped smoking but I still use an e-cigarette. The cartridges are three for $15 and last roughly two weeks.  Yes I have seen the news reports and no with everything else that has been going on I am not ready to stop doing that yet.  It is definitely the lesser of two evils.  Speaking of smoking it took an act of extreme will to not buy a pack of cigarettes the week I was with my sister,  I do not regret at all heavily relying on my e-cigarette to get me through that.

Gifts – One of the first things I did when I got to my sisters was give her teenage kids $100 each.  It was gas money and fast food money for them and something I have done occasionally for other teenagers who have lost someone close to them.  If you are ever in a similar situation I highly recommend slipping the kids some money.  They will appreciate it.

Home Equipment –  If you have been following along you know that when we get a little extra money I eat out,  and Lee does home maintenance.  It’s a pretty familiar pattern and this month was no exception.  Take a little extra money and being in a place you can work on stuff and you can bet Lee will get cracking on his list.  This time it was adding a convection oven and several other repairs which are detailed in this post.  All these cool mods Lee does are NOT cheap!!

Miscellaneous – This $178 was to rent a car one way from Charleston to Charlotte,  I went to Enterprise and they were great about getting me out the door quickly but it really bothers me how much they charged for one day.  Certainly I could have looked for coupons and bargain shopped, but it was an emergency I just needed to go.  I feel I got gouged in price and frankly think less of them as a company because of it.

So that’s where we are. It will take a couple more months to really get a feel for what our new normal looks like…if we even do that.  Our goal is to live reasonably and sock some money away but we also are going to loosen up a bit.  We have been on a VERY strict budget for five years and need to discover how things settle in.  I’ll report that honestly as we go along, but I am definitely not feeling bad about it.  🙂

 


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6 thoughts on “October 2019 Budget

  1. I looked into renting a car one way when we were going on a cruise and we were just going to drive the car there and leave it, and then get another one way to go home. Don’t know why, but doing a one way trip drastically increases the cost. It was cheaper to rent a car for the whole week and pay to park it at the cruise port, which I think is just crazy.

  2. Always good to read updates on lifestyle expenses while we are still in planning and prep mode. They allow us to tweak our own budget and we are getting really comfortable with our projections based on input from you and others.

    Now, the big potential news… We are entertaining the idea of doing the April RV-D rally. It would a great chance to hook up finally with you & Lee and Bill & Kelly too. Our new 2020 Montana 3813MS rolls off the line next week, then Full body paint will take another 2 weeks so delivery late Nov 2019 to early Dec. After we take possession, the rig is going straight into indoor storage till spring. Attending the rally, while interesting and doable, has us really unprepared for it however, We have only started putting together a list of must have right out of the gate items. Some of them we’d like to get now( suggestions and recommendations welcome), so when we bring the rig home to show it off to family we can also stow them onboard rather than packed away in a closet until spring. Less clutter during our big purge push. This month alone I have sold over $3K of my model trains, 5.5K Watt contractor generator, utility folding trailer, 24′ ladder, and other items that are also adding to the cash pile so far.

    We will definitely be newbs if we attend and you can bring the popcorn & lawn chairs and have a few laughs at our parking skills since it will probably be our maiden voyage and shake down trip. Cindi wants us to sign up for the rig handling training class. Cha-ching… but probably money well spent. More updates as plans get fleshed out.

    • Brian I think that’s an awesome idea and would love to meet you. As an FYI we picked up our FV on the way to our first rally. Back I. Parking was crazy. It’s ok..we bought lots of stuff while we were there and actually I. Glad we waited because we got tons of ideas in the rig walk through. Anyways would love to see you …Trace

  3. Looks like we are going to attend. Just visited the Keystone Montana plant hoping to see our unit on the line but no soap. Got good feel for what goes into the build however. It’s all getting real now. LOL

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